Activate instant third-party payment for veterinary care

Offer your policyholders immediate payment at the veterinarian. With automated claims management and real-time settlement, you reduce operational costs and transform the customer experience.

A Corgi dog is examined by a smiling veterinarian.
Our technological and institutional partners:

Reimbursement management,
An obstacle to animal health

Incomplete files, deadlines perceived as long, uncertainty about the amount reimbursed... The current process generates frustration for policyholders and high costs for insurers.

30%

Administrative costs

This is the portion of insurers' expenses related to the manual processing of cases.

46%

Missed subscriptions

One out of two prospects gives up insurance in the face of reimbursement constraints.

68%

Customer dissatisfaction

Advance fees and reimbursement deadlines are the most cited irritants.

A complete platform, designed for speed and reliability

Payshift automates care, orchestrates direct payment and secures the entire process for your policyholders and veterinarians.

A man pays for his veterinary consultation by bank card at the clinic counter. His little white dog is sitting on the counter, the ASV is holding him down.

Zero advance fees

Your policyholders only pay their remaining expenses if any.

Immediate payment

Direct payment in real time to the veterinarian.

Optimized management costs

End-to-end processing automation.

Fraud reduction

Real-time controls via OCR & AI.

A smooth process for all your use cases

Automated support, from validation to payment, with no advance fees.

Sending documents

A standardized course, regardless of the type of veterinary procedure.

OCR scan

Automatic reading of veterinary data via Optical Character Recognition.

AI verification

Control of coverage, consistency of acts, detection of anomalies.

Instant payment

Direct payment to the veterinarian + rest to be paid on site.

Photo of a contactless payment by smartphone on a payment terminal.

Deploy third-party payments without disrupting your infrastructure

A guided and progressive integration, API-first, designed to adapt to your existing tools.

1. Audit & scoping

Analysis of your rules, flows, and business requirements.

2. Development & customization

API connection, business configuration, Mastercard card personalization.

3. Test & validation

Real scenarios, data compliance, end-to-end validation.

4. Progressive deployment

Pilot group, ramp-up, close follow-up.

5. Continuous optimization

Monitoring, SLA support, functional evolutions.

Our expertise at the service of your challenges

A solution designed for your business teams, dedicated to framing, deploying and scaling your animal health product.

Marketing & Operations

• Differentiating argument
• Strengthened loyalty
• Real-time customer follow-up

Tech & Product

• API integration without redesign
• Compliance and security guaranteed
• Zero onboarding partners

Finance

• Reduced management costs
• Automated financial reconciliations
• Integrated anti-fraud fight

The answers to your questions

A veterinarian examines a horse in front of its pen in a stud farm.
What veterinary claims are covered by third-party payment?

The solution covers the main veterinary procedures covered by animal health insurance policies: consultations, routine care, examinations, surgical procedures, hospitalizations, and associated costs.

Is there a need to install tools or train veterinary clinics?

No No equipment or onboarding is required: the solution works immediately, without installation in the clinic.

What are the financial benefits for my business?

Eliminating advance fees increases adherence and customer satisfaction, while decreasing the rate of deferred care. This promotes loyalty and optimizes your recurring revenue.

Do I need to change my management system to use Payshift?

No Our technology is designed to easily integrate with your existing tools through flexible and compatible APIs. No major system changes are required.

What makes Payshift different from other solutions?

We are the first player to combine fintech and insurtech in animal health. Our modular approach makes it possible to cover the entire payment process, from the insured to the insurer, with a minimum of friction and without clinical onboarding.

How do you ensure the security of transactions?

All transactions are secured via end-to-end encryption and comply with current banking and regulatory standards (DSP2, RGPD). We also monitor payments in real time to detect and prevent suspicious activity.

Ready to accelerate your animal health offer?

Learn how to reduce costs and improve customer satisfaction at key moments in the veterinary journey.