Activate instant third-party payments for your insured travelers

Automate claims management, reduce your costs and offer your policyholders immediate payment, wherever they are in the world.

Photo of a smiling female traveller, pulling her suitcase in the corridor of an airport.
Our technological and institutional partners:

The key challenges of travel insurance

Between unexpected medical expenses, complex supporting documents and long reimbursement periods, the traveller's journey remains cumbersome and anxiety-provoking.

€1,500

Average medical expenses abroad

High amounts that policyholders often have to advance.

45 days

Average reimbursement time

Lengthy procedures and complex verifications.

70%

Travelers are afraid to advance their expenses

A fear that is deteriorating confidence in insurers.

A complete platform, designed for speed and reliability

Payshift automates care, orchestrates direct payment and secures the entire process for your policyholders and service providers.

A woman pays at the counter of a pharmacy, on a POS with a contactless card.

Zero advance fees

Reduction of management times, immediate care.

Immediate payment

Instant payment of providers (health, transport, accommodation).

Optimized management costs

Automating claims processing.

Fraud reduction

Real-time controls via OCR & AI.

A smooth process for all your use cases

Whatever the scenario — emergency, accident, repatriation or cancellation — care is automated from start to finish.

Cancellation

Automated refund triggering via Mastercard.

Medical emergencies

Immediate care, without advance or justification.

Injury or accident

Instant validation and automatic payment via OCR + IA.

Repatriation

Real-time coordination with your authorized partners.

Photo of a contactless payment by smartphone on a payment terminal.

Deploy third-party payments without disrupting your infrastructure

A guided and progressive integration, API-first, designed to adapt to your existing tools.

1. Audit & scoping

Analysis of your rules, flows, and business requirements.

2. Development & customization

API connection, business configuration, Mastercard card personalization.

3. Test & validation

Real scenarios, data compliance, end-to-end validation.

4. Progressive deployment

Pilot group, ramp-up, close follow-up.

5. Continuous optimization

Monitoring, SLA support, functional evolutions.

Our expertise at the service of your challenges

A solution designed for your business teams, dedicated to framing, deploying and scaling your travel product.

Marketing & Operations

• Differentiating argument
• Strengthened loyalty
• Real-time customer follow-up

Tech & Product

• API integration without redesign
• Compliance and security guaranteed
• Zero onboarding partners

Finance

• Reduced management costs
• Automated financial reconciliations
• Integrated anti-fraud fight

The answers to your questions

What types of claims are covered?

Medical emergencies, hospitalizations, repatriation, cancellations, loss of luggage, etc.

Does the service work internationally?

Yes. Payshift is compatible with payment networks and healthcare providers in the majority of countries.

Do service providers need to install a tool?

No Payment is triggered automatically via our secure flows.

How do you ensure regulatory compliance?

Our solution complies with DSP2, RGPD, and PCI DSS requirements.

What is the impact on my management costs?

Thanks to the complete automation of the claim process, administrative costs can be reduced by up to 5x compared to traditional manual processing.

Modernize your travel insurance offerings

Offer your insured persons coverage without advance payment abroad. Accelerate your processes and improve the customer experience.