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Activate instant third-party payment for veterinary care
Offer your policyholders immediate payment at the veterinarian. With automated claims management and real-time settlement, you reduce operational costs and transform the customer experience.
Our technological and institutional partners:
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Reimbursement management,
An obstacle to animal health
Incomplete files, perceived long waiting times for reimbursement, uncertainty about the amount reimbursed... The current process generates frustration for policyholders and high costs for insurers.
Administrative costs
This is the portion of insurers' expenses related to the manual processing of claims.
Missed subscriptions
One out of two prospects gives up on insurance due to reimbursement constraints.
Customer dissatisfaction
Upfront fees and reimbursement delays are the most frequently cited pain points.
A complete platform, designed for speed and reliability
Payshift automates care, orchestrates direct payments, and secures the entire process for your policyholders and veterinarians.
Zero upfront fees
Your policyholders only pay their remaining expenses, if any.
Immediate payment
Direct real-time payment to the veterinarian.
Optimized management costs
End-to-end processing automation.
Fraud Reduction
Real-time controls via OCR & AI.
A smooth process for all your use cases
Automated support, from validation to payment, with no upfront fees.
Document Submission
A standardized process, regardless of the type of veterinary procedure.
OCR Scan
Automatic reading of veterinary data via Optical Character Recognition.
AI Verification
Coverage control, consistency of procedures, anomaly detection.
Instant Payment
Direct payment to the veterinarian + remaining balance paid on-site.
Deploy third-party payments without disrupting your infrastructure
A guided, progressive, API-first integration designed to adapt to your existing tools.
1. Audit & Scoping
Analysis of your rules, workflows, and business requirements.
2. Development & Customization
API connection, business configuration, Mastercard card personalization.
3. Testing & Validation
Real scenarios, data compliance, end-to-end validation.
4. Progressive deployment
Pilot group, ramp-up, close follow-up.
5. Continuous optimization
Monitoring, SLA support, functional enhancements.
Our expertise to address your challenges
A solution designed for your business teams, dedicated to defining, deploying, and scaling your animal health product.
Marketing & Operations
• Key differentiator
• Strengthened loyalty
• Real-time customer follow-up
Tech & Product
• API integration without redesign
• Compliance and security guaranteed
• Effortless partner onboarding
Finance
• Reduced management costs
• Automated financial reconciliations
• Integrated fraud prevention
The answers to your questions
The solution covers the main veterinary procedures covered by animal health insurance policies: consultations, routine care, examinations, surgical procedures, hospitalizations, and associated costs.
No. No equipment or onboarding is required: the solution works immediately, without installation in the clinic.
Eliminating upfront fees increases adherence and customer satisfaction, while decreasing the rate of deferred care. This promotes loyalty and optimizes your recurring revenue.
No. Our technology is designed to easily integrate with your existing tools through flexible and compatible APIs. No major system changes are required.
We are the first player to combine fintech and insurtech in animal health. Our modular approach allows us to cover the entire payment process, from the insured to the insurer, with minimal friction and without clinical onboarding.
All transactions are secured via end-to-end encryption and comply with current banking and regulatory standards (PSD2, GDPR). We also monitor payments in real time to detect and prevent suspicious activity.
Ready to accelerate your animal health offering?
Learn how to reduce costs and improve customer satisfaction at key moments in the veterinary journey.