Optimize the management of home claims thanks to real-time third party payers
Our third-party payment solution automates claims management, reduces management costs, and improves the insured experience by eliminating advance fees.
The key challenges of home insurance
Frequent claims, high amounts to advance, sometimes long compensation periods: the management of home claims remains expensive and complex to manage.
Average time frame for housing compensation
Long and expensive management cycles for the insurer.
MRH claims are water damage
High operational burden on the management of recurring claims.
Average amount advanced by policyholders
Financial friction and deterioration of the insured relationship.
A complete platform, designed for speed and reliability
From declaration to payment, Payshift automates the claims journey to reduce your processing costs and improve the customer experience
Zero advance fees
Your policyholders only pay their balance for repairs or claims.
Immediate payment
Instant settlement for artisans, service providers and experts.
Optimized management costs
Fewer back and forth, fewer documents, fewer mistakes.
Fraud reduction
Automatic traceability of interventions and secure payment via Mastercard card in your colors.
A smooth process for all your use cases
The insured sends the documents via a claims portal, OCR + IA verifies compliance and coverage in a few seconds, the providers are paid in real time and your teams benefit from real-time monitoring.
Flood & water
damage
Immediate support for interventions (plumbing, leak detection) and direct payment of the professionals involved.
Fire & electrical
damage
Rapid activation of emergency services, coordination of responders and instant resolution of security operations.
Burglary &
vandalism
Direct payment to locksmiths, repairmen and experts to restore housing security at no advance cost.
Climate
events
Real-time payment for priority interventions (tarpaulin, security, first repairs) in order to limit the deterioration of the disaster.
Deploy third-party payments without disrupting your infrastructure
A guided and progressive integration, API-first, designed to adapt to your existing tools.
1. Audit & scoping
Analysis of your rules, flows, and business requirements.
2. Development & customization
API connection, business configuration, Mastercard card personalization.
3. Test & validation
Real scenarios, data compliance, end-to-end validation.
4. Progressive deployment
Pilot group, ramp-up, close follow-up.
5. Continuous optimization
Monitoring, SLA support, functional evolutions.
Our expertise at the service of your challenges
A solution designed for your business teams, dedicated to framing, deploying and scaling your home product.
Marketing & Operations
• Differentiating argument
• Strengthened loyalty
• Real-time customer follow-up
Tech & Product
• API integration without redesign
• Compliance and security guaranteed
• Zero onboarding partners
Finance
• Reduced management costs
• Automated financial reconciliations
• Integrated anti-fraud fight
The answers to your questions
The solution is adapted to the main residential use cases: water damage, fire, fire, glass breakage, theft, natural disasters and emergency interventions (artisans, experts, service providers).
Yes. Payment is triggered directly from the service providers concerned, eliminating the advance of fees and subsequent reimbursement flows.
Our OCR & AI engine analyzes the supporting documents, automatically applies the contractual rules (ceilings, deductibles, exclusions) and only authorizes eligible amounts.
Yes. The architecture is API-first and designed to integrate with your IS, claims management tools and customer journeys, without major redesigns.
The automation of controls and payments makes it possible to significantly reduce processing times, the volume of interactions and operational costs.
Yes. It respects security and compliance standards (DSP2, PCI DSS, RGPD), with real-time management and reporting.
Modernize the management of your home claims
Offer your insured persons coverage without advance costs,
and for your teams an automated solution that can be controlled in real time.